What To Expect When Selling Your House Via Rent To Own in North Carolina

Selling your house via the rent-to-own strategy is a great option for both the buyer and seller. The seller can collect rent and additional monies, and the buyer can try the house for a while.

There are 2 different types of rent-to-own contracts, the option to buy and the agreement to buy. The option to buy lets the renter decide if they would like to purchase the house at the end of the rental period, while the agreement to buy is a more solid contract where the renter must purchase the home at the end of the rental period. This gives the buyer time to build up a deposit and find a financing strategy that works for them. If they end up not being able to qualify for the loan, and they have the option contract, this lets them off the hook and saves you from the headache of legal fees.

At North Carolina Cash Home Buyers, we buy houses in North Carolina. If you need to sell a house fast, you can contact your local North Carolina home buyers that offer cash for houses in North Carolina like us. 

Negotiations

When selling your house via rent to own in North Carolina, you can expect to negotiate the terms of the contract in your favor. You can have the buyer maintain the property and make the repairs to the house, except for some repairs; make sure to research your local laws. You can negotiate the rental length, the amount of extra money added to rent towards the deposit, and how much the option fee will be.

Different Market

You will have a much broader market when selling your house via rent to own in North Carolina. You will have plenty of buyers to choose from since a lot of people are interested in “trying before buying.” This gives the potential buyer the option to buy the house after living in it for a few years, which is great news to them! They will have the chance to fall in love with it or decide maybe it isn’t the best house for their family before committing to homeownership. If they decide not to purchase it, you can turn around and list it as a rent-to-own house again!

Higher Sales Price

When selling your house via rent to own in North Carolina, you can expect to have a higher purchase price locked in if the renter does decide to buy the house. The buyer will be willing to pay more to have this great opportunity. Also, the locked-in purchase price can be a great sigh of relief, especially if the market does not appreciate as much as you were hoping since you negotiated the purchase price.

Additional Fees

When you sell your house via rent to own in North Carolina, you are expected to place an option fee on the rent-to-own contract. This allows the renter to choose to purchase the house or not at the end of their rental term, which is typically 3 years. This option fee is non-refundable, even if they do not choose to purchase the house. Also, there is usually an additional amount added to each month’s rent to go towards a deposit on the house, and in a lot of cases, this amount is also non-refundable.

Monthly Payment

If you don’t need to sell your house right away, you can expect to have a monthly income for at least 2 years, usually 3 years when selling your house via rent to own in North Carolina. This can help to pay your own mortgage or add the extra funds to your investment pool for additional investments. You could also save that money for a different large purchase or create a savings account for something special.

Sell My House in North Carolina

If you think you need to sell your house in North Carolina fast, then you may need us. We at North Carolina Cash Home Buyers are local home buyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

5 Things To Be Aware Of When Dealing With A North Carolina Probate Property

Dealing with probate can be a daunting and time-consuming task, especially after dealing with the loss of a loved one. In this post, we offer five things you should be aware of when dealing with a house in probate.

If you have a property in probate, reach out to your local North Carolina home buyers that offer cash for houses in North Carolina like us. At North Carolina Cash Home Buyers, we buy houses in North Carolina and we’ve helped homeowners just like you.

What Is Probate?

Probate is the process that occurs after someone passes away to pay off debts and to pass on inheritances to the heirs. While the laws vary from state to state, there are some general things you can expect no matter where the property is located. To become the legal owner of a home after someone passes away, you may be required to go through the probate process. When a will is present, an executor will already be assigned. However, if there isn’t a will, the courts will assign an executor to facilitate the process.

The Will Needs To Be Proven Valid

When someone passes away, the court will need to be notified to open a probate case. The will must be provided, along with documentation proving that it is valid. A few requirements of a valid will include the intent, the legal age of 18 when signed, and that two witnesses were present to observe the signature and the date on which it was signed. The will needs to be created voluntarily, by someone who is of sound mind to do so in order to be considered legal with the courts.

You Will Need To Notify

After your loved one passes away, you will need to notify all creditors and potential heirs that you are opening a probate case. In some instances, you may even need to put a notice in the paper. You will need to use the estate to pay off all valid debts such as credit cards and personal loans. And don’t forget about Uncle Sam. When handling probate, you’ll need to file tax returns for the deceased and address any inheritance taxes that are due.

You’ll Need To Take Inventory Of The Entire Estate

In addition to real estate, the courts will need to know about other investments such as stocks, bonds, cards, deeds, bank accounts, or any other high-value items. These items will be taken into account when paying off debts from entitled creditors as well as when assets are distributed between beneficiaries. For this part of the process, it is a good idea to work with a probate attorney to ensure everything is properly discovered and accurately recorded.

The Process Can Be Time Consuming

If you are responsible as the executor of the estate, you may find yourself dealing with paperwork, phone calls, and court hearings that can take up a good amount of time. When a will is present, things will typically move along faster than if one wasn’t. Having a will puts a plan in place leaving little to be decided by the courts. Some probate cases can be wrapped up in a matter of months, while others can take a couple of years to be completed. Having everything together ahead of time will make the process go much more smoothly.

You Can Sell The Property While In Probate

A quick and easy solution for a house in probate is to simply sell it. If the estate is intestate, meaning no will is present, the house will need to be sold through the probate courts, which is a highly regulated process. There are court fees and specific processes that must be followed. These processes vary from state to state.

However, if an estate is testate, meaning there is a will present, the executor will be able to petition the courts to sell the property on their own. This is ideal for those who want to avoid court costs while retaining more control of the process. For those who want to save even more money, quickly selling your inherited property to a professional buyer who is familiar with the probate process may be the best way to go. When you work with North Carolina Cash Home Buyers, you won’t have any of the expenses you will likely incur when working with an North Carolina real estate agent. For example, you won’t be faced with commissions, repair costs, or marketing expenses.

In some cases, heirs can be surprised by property left to them in a will. They may not want to keep it or be financially prepared to do so. When the latter is the case, spending money on repairs, upgrades, and other listing costs will likely be out of the question. By selling their inherited North Carolina house directly, they’ll be able to quickly sell, pay off debts and divide the sale proceeds amongst the heirs as laid out by the court.

Before you think about selling your inherited property in North Carolina, make sure you have the authority to do so.

Sell My House in North Carolina

If you think you need to sell your house in North Carolina fast, then you may need us. We at North Carolina Cash Home Buyers are local homebuyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

Let us help you with your North Carolina probate property! Reach out to us today for more information!

5 Perks of Downsizing Your House In North Carolina

Downsizing your house in North Carolina comes with a lot of perks! Nowhere does it say that you have to hold onto your house forever. Check out some of these great benefits you can achieve by downsizing your house in North Carolina! 

As the years go by, what we need in a house will likely change. It can be great to have a spacious house with lots of bedrooms to keep everyone comfortable. But as people move away, the empty spaces can become more of a burden. How much is your large house costing you to own? Is all of the time and costs spent to maintain the house really worth it?

Some people may not have even considered the idea of downsizing as they are so comfortable in their homes. However, it’s important to consider just what exactly you will be able to do with all of your extra time and money.

If you want to learn more about downsizing, reach out to your local North Carolina home buyers that pay cash for houses in North Carolina like us. At North Carolina Cash Home Buyers, we buy houses in North Carolina no matter the size of your property.

#1 – Less To Maintain

It’s no secret that a smaller house will require less work. You won’t have so many rooms to dust, as many carpets to vacuum, or as many bathrooms to clean. When it comes to repairs, you’ll likely spend less as there is less to go wrong. Fewer windows to break, fewer spots for the roof to leak, and fewer tiles to chip. If you downsize to a house with a smaller yard, you’ll spend less time pulling weeds and running the lawn-mower, and more time relaxing on your patio with a cool drink in your hand.

#2 – Fewer Places To Stash Away Junk

If you have six closets in your house, there is a good chance you will fill up every single one. Whether it be with clothes or other items you are holding onto. Now let’s say you move into a house with only two closets. You’ll need to downsize your stuff in order to comfortably fit into your new home. This process can seem overwhelming for many home sellers, but when all is said and done, letting go of the junk you’ve been holding onto for years can be very cleansing and therapeutic. If it’s not something you use regularly or something with extreme sentimental value, you should consider selling the item or donating it to someone who will get better use from it.

#3 – Lower Utility Bills

A smaller house will not only cost less to maintain, but it will also cost less to heat and cool. A house with large square footage, vaulted ceilings, or poor insulation can cost a fortune. But a smaller, more energy-efficient home, can potentially slash your utility bills in half. If you bought your house many years ago for your growing family, you likely once needed all of the space. But if you have rooms that are sitting empty, is it really worth the additional costs? What could you be doing with all the money you save by downsizing your house in North Carolina?

#4 – Cash In The Bank

Have you always wanted to tour Europe? Or invest in a commercial real estate venture? Or maybe you want to start your own business? When you sell a house that is too big for you, you will be able to take your proceeds and do anything you wish! Why hold onto a house that isn’t right for you and that costs more money than necessary? By downsizing your house in North Carolina, you will be able to quickly have the cash you need t take the next great step in your life.

#5 – The Opportunity To Find A Better House

Let’s say you decide to sell your 5-bedroom house which is entirely too big for your current needs. You could, in turn, take your proceeds and get a pretty amazing 2-bedroom house in a location you’ve always dreamed of. A high-end neighborhood, a place downtown, or a place by the sea. All of these can be an option when you sell a house that has become too large. Downsizing a property that is less than ideal for where you are at today, can help you find your dream property that is better suited to your current needs.

Sell My House in North Carolina

If you have lived in your house for a long time, the idea of moving may seem overwhelming. What do you do with all of those things you have accumulated over the years? How will it feel to wake up in a new place? Working with North Carolina Cash Home Buyers can make the process simple. All you have to do is determine which items you want to keep and we will handle the rest. With a listing, you will have to clean up and clean out the house entirely. When you sell your house directly to North Carolina Cash Home Buyers we will handle any of the unwanted items you wish to leave behind. Our goal is to make the selling transition as easy on you as possible.

What To Do With Your Expired Listing In North Carolina

Are you dealing with an expired listing in North Carolina? We can help you with a fast, fair, and simple solution! Find out how easy the process can be! We’ll buy any house right away, making the selling process much easier than you’d think!

For a homeowner who wants to sell a house in North Carolina, dealing with an expired listing can be incredibly frustrating. You put time and money into working with an agent, only aaato find yourself back at square one several months later.

If you want to sell, you likely have a reason why. The house may be too big, too small, or not in the location you’d prefer. You may be dealing with something more difficult such as an inability to pay the mortgage, high property taxes, or tenants you are tired of dealing with. When you just want to sell your house once and for all, but your listing expires, here is what you can do next!

You may reach out to your local North Carolina home buyers that offer cash for houses in North Carolina like us. At North Carolina Cash Home Buyers, we buy houses in North Carolina and we can help you with your problem of an expired listing just like we’ve helped a lot of homeowners.

List It Again

If you have a listing in North Carolina that has expired, you can always change things up and try again. You can work with a new North Carolina real estate agent who may have a different approach from your first one. You can hire a professional photographer who can help showcase your property in a new light. If you aren’t opposed to spending some money upfront, you can make a few upgrades to things that may have been off-putting to potential buyers in the past. After waiting months for a buyer, only to find yourself back at square one, doing it all again may not sound all that appealing, but luckily for you, you have many other options.

Rent It Out

If you have an expired listing in North Carolina, it may not be the right time for you to sell your house. Before you commit to another listing agreement, check out the rental market in your area. How much are properties renting out for? What do the vacancy rates look like? Is the area walkable or desired by renters? Not everyone wants to be a landlord, so only choose this option if it is something you are able to handle and want to do. You can also hire a property management company to help. They will typically charge you somewhere around 10% of the monthly rent. Of course, this varies by company and location. You can always rent out your property for a year or two if you don’t need the cash right away. Then you can check out the real estate market down the road and hopefully have a better chance to sell.

Try Owner Financing

There are many people out there who want to buy a home, but one blemish to their financial history is holding them back. Maybe they experienced identity fraud which dropped their credit score. Or maybe they were forced to use the money they had been saving for a down payment on another sudden expense. These are great, financially responsible people who would love the opportunity to become a homeowner. By offering them owner financing, you will be able to sell your house for your asking price while helping someone to achieve their dream of finally owning a home in North Carolina. This works for homeowners who don’t require the full amount of the sale upfront. These agreements typically last for about two years at which time the buyer should be able to qualify for traditional financing, paying you for the property in full.

Sell It Directly

Selling your house directly to a professional home buyer such as North Carolina Cash Home Buyers will allow you to quickly sell your house without any further costs or waiting. You’ll experience a straightforward and hassle-free selling experience that will provide you with your proceeds almost instantly. Best of all, you won’t have to pay any commissions or agent fees which eat away at the profits from traditional property sales. Our process won’t cost you anything and it will put money into your pocket right away!

Wait

While it may not be the answer you are hoping for, sometimes it is best to sit back and wait until the market improves in your area. The trouble with waiting is that you are likely missing out on an opportunity that could be even bigger than what you have now. You may have to continue living in a house that doesn’t match your needs or your lifestyle, and that isn’t fun for anyone.

Sell My House in North Carolina

If you have an expired listing in North Carolina reach out to us to find out how we can help! We make fair and direct offers for houses in North Carolina and the surrounding areas. We will help you to finally sell your unwanted house so that you can move on with your life!

If you are looking for a convenient, fast, and fair way to sell your house in North Carolina fast, working with the team at North Carolina Cash Home Buyers may be the solution you have been waiting for. We’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

Great Online Resources For Homeowners Who Are Ready To Sell In North Carolina

Are you thinking about selling your house in North Carolina? Before you decide how to sell, check out these great online resources for homeowners that will assist in the process!

With the world at your fingertips, it can be easy to find excellent resources for homeowners who want to sell their homes in North Carolina. Below, we offer just a few of the services that may be of use to you. From repairs, to moving, to determining your costs, we’ve got you covered!

If you’re ready to sell your property, then contact your local North Carolina home buyers that offer cash for houses in North Carolina like us. At North Carolina Cash Home Buyers, we buy houses in North Carolinaorida and we help homeowners just like you.

Contractor Reviews


Angie’s List is a great place to find trusted contractors in your area. You will be able to find people who are licensed and insured to make all the required repairs needed to get your house ready for the MLS. Whether you are looking for a trusted plumber, painter, or house cleaner, Angie’s List will provide the resources you need to get the job done. You’ll also find that Angie’s List will be of great use after you move into your new home!

Home Advisor is another great site for finding contractors in your area. All vendors are fully screened with a criminal background check and license verification. These sites will let you find everything from someone to make major structural repairs to someone who will come in and stage your home. Working with trusted professionals will save you time and money and ensure nothing goes wrong on the house you are selling or on the one you are planning to buy.

Places To Donate

While Goodwill and The Salvation Army may be the places you think of first when donating items, there are a number of great ways you can donate the items you don’t plan on taking with you when you move. Gently used clothing can go to Dress For Success and household items to Habitat For Humanity. You can find local women’s shelter’s in your area or programs that assist lower-income families. You can also check with your local library to see if books can be accepted. You can also check with your child’s school or daycare. Many of the things you are getting rid of, may be able to be used in the classroom.

Mover Comparisons


The size and distance of your move will make a big difference in what you are looking for in a mover. You may just need a trailer for a few hours or you may need to hire a moving company to help you get your belongings across the country. Before deciding how you want to move, be sure to check out all of your available options.

A more economical way to go is to do it yourself. Renting a truck through companies like Penske or Uhaul will help you get your stuff there at a much lower rate. Keep in mind, you’ll have to pay for gas and lodging in addition to the cost of the truck. Some of these trucks will only get 10-15 miles to the gallon, and the ride might be a slow one.

Mortgage Calculators


If you are selling a house in North Carolina, you may also be looking to buy a new one. You’ll want to know exactly what you can afford so you don’t get in over your head or find yourself without a place to live after your current property sells. There are many great mortgage calculators out there that help you get a handle on your numbers. If you know how much you are selling your current house for, it will be easier to know just how much you’ll be able to put down.

Sell My House in North Carolina
For home sellers who want to avoid making repairs, paying out commissions, or having to deal with the extended holding costs, working with North Carolina Cash Home Buyers may be the right option. We buy houses all over the North Carolina area without asking for any upgrades or repairs to be made. In fact, you won’t even have to clean up! Working with our team will eliminate the costs and stress homeowners often face when attempting to sell their homes. We pay great prices and will close at your convenience. For many local home sellers, working with North Carolina Cash Home Buyers to sell their unwanted home proves to be the better option!

These are just a few of the services out there that can benefit homeowners in North Carolina. If there is something we are missing, reach out and let us know!

If you think you need to sell your house in North Carolina fast, then you may need us. We at North Carolina Cash Home Buyers are local home buyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

What You Should Know About Dealing With Probate Real Estate in North Carolina

When dealing with a probate property in North Carolina, you may have many questions you would like to have answered. Below, we offer some information about probate properties as well as ways to handle them.

If you are dealing with probate real estate, contact your local North Carolina home buyers that offer cash for houses in North Carolina like us. At North Carolina Cash Home Buyers, we buy houses in North Carolina and we’ve helped homeowners who go through the same situation.

What Is Probate?

Probate is the legal process following a homeowner’s death if the property was not in a trust or owned with another person that did not have full rights of survivorship. In most cases, the real estate that needs to go through probate will need to be sold so the proceeds from the sale can be split up between the beneficiaries if it was not indicated in the will to go to any one or more people. The first thing to do is to determine where the probate needs to occur. The best place to start is the municipality where the property is located. There are many states that require the probate to be done in the county in which the property is situated. Then, you will need to hire a lawyer to analyze the will then draw up the paperwork. The paperwork is then taken to the courts. The judge determines who is the rightful owner of a piece or portfolio of real estate usually based on the previous owner’s will. Very rarely does the judge rule against the will.

Who Pays For Probate?

You can either pay for the probate out of pocket, or you can arrange that the probate costs be taken out at closing. The executor of the estate will determine a listing price for the property, negotiate the sale price and execute the sale contract. The lawyer that is handling the probate for you will then send their invoice to the title company handling the real estate transaction. The probate will be subtracted from the proceeds of the sale of the property. Their fee can range from a few hundred dollars to well over a thousand dollars. This varies by state and value of the property.

Can I List Probate Real Estate?

You cannot sell or even list the property before the probate is completed or without approval from the court. You will have to petition the court to be allowed to list the property. When it is listed available for sale, you may take offers on the property and have a contract; however, the closing will not occur until the probate is complete. When the probate case is filed, the title company knows who now can legally sell the property. 

How Much Should I Sell For?

In order to know how much you can ask for the real estate, you need to have the property appraised so you know how much it is worth and if there are any problems with the structure because these issues must be disclosed on the contract for sale. When you receive offers, you must take into consideration the probate cost. If you own a vacant lot, make sure the offer is enough to cover your bill. Most houses and other types of real estate will sell for way more than the cost to have the probate completed. If you want to sell the probate real estate quickly, you may want to list on the lower end of the market comps or appraisal price, this will ensure your property receives offers very quickly.

I’ve Accepted An Offer, Now What?

When you have received an acceptable offer, or you have negotiated a price you are willing to sell for, execute the contract. If you have any questions about the contract, reach out to a real estate lawyer to help you understand all the terms, conditions, and riders necessary to complete the deal. When the title company is chosen, make sure you provide the probate lawyers invoice to them so they can take care of the bill out of your proceeds. 

Sell My House in North Carolina

If you think you need to sell your house in North Carolina fast, then you may need us. We at North Carolina Cash Home Buyers are local home buyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

Which Is Better? A Foreclosure or Short Sale of Your North Carolina House?

We all have rough times every now and again. As a property owner, having a rough time may mean losing the biggest investment of your life: your North Carolina house. If you are unable to make your mortgage and insurance payments, you are about to be facing foreclosure with your lender if you miss a certain amount of payments; this all depends on your mortgage document.

At North Carolina Cash Home Buyers, we buy houses in North Carolina. If you need to sell a house fast, you can contact your local North Carolina home buyers that offer cash for houses in North Carolina like us. Reach us at Savannah Properties to discuss what’s the best option for your house. 

Foreclosures Happen To The Best Of Us

In most cases, the foreclosure process will not begin until you have missed between 3-6 payments. First of all, it is important to understand that foreclosure is a process. The first step is called pre-foreclosure. This means that the property is in default and the bank may or may not foreclose on the property. The second step is a short sale. This is where the owner is trying to sell the property before the bank forecloses, but the market value is a little short of their balance due on the loan. Depending on the bank, they may or may not accept offers less than the balance due at this point. If the owner can get the bank to short sell, it is much better for their credit. The third step is the foreclosure auction. This is when the bank is trying to get the most money for the property in a short amount of time. The fourth step is an REO, which stands for “Real Estate Owned”. If the property does not sell at auction, the bank then repossesses the property and places it on the market for sale. 

Based on the process outlined above, “foreclosure” is the bank taking title or “possession” of your North Carolina house. This would impact your credit score and would also show up in any reports that future landlords would run. The foreclosure stays on your credit for at least 7 years before falling off, sometimes 10 years. Depending on your situation, you may have more time to live in your home if you let it go to foreclosure because of the statutory redemption period. This time frame depends on whether you took title via mortgage or deed of trust. If you have a mortgage, then the process may take as quick as 30 days, or as long as 2 years. At the end of the redemption period, if you have not reinstated your loan and are still not able to make your payments, then you really have to move out. If you took title through a deed of trust, there is typically no statutory redemption period, and you have to move out immediately.

Is A Short Sale Really The Answer?

During the foreclosure process as described above, you have the opportunity to list your North Carolina house as a short sale. The best time for a short sale is the time period when you realize you are unable to make your payments as outlined in your loan agreement, and before the lender files legal action against you and officially owns your house. You will be able to list your house on the market and try to get an offer that will satisfy the balance of your loan or get really close to it. This might be a difficult process because you will have to be in constant communication with the lender about the offers you receive and will have to wait for them to approve or counter offer the offers you receive. If you do have an offer that the bank is willing to accept, selling your North Carolina house to that buyer would relieve you of some of the credit damage of having a foreclosure, although it would still negatively affect your credit. 

Sell My House in North Carolina

The best option would be to avoid the foreclosure process altogether and negotiate a sale of your property before you get to the point of missing payments on your loan.

If you think you need to sell your house in North Carolina fast, then you may need us. We at North Carolina Cash Home Buyers are local home buyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

What Happens To Your Fort North Carolina Property After A Divorce?

Divorces are difficult. About forty to fifty percent of marriages ended in divorce last year, and the rate is even higher for subsequent marriages. If you are going through a divorce right now, you are probably wondering what happens to your North Carolina property after the divorce.

If you want to know more about dealing with a divorce property, work with local North Carolina home buyers like us. At North Carolina Cash Home Buyers, we buy houses in North Carolina and we have been working with homeowners in the same situation as yours.  

Who Keeps The Property?

This is something you and your soon-to-be ex-partner will have to decide. One of you, or neither of you, will have ownership of the property. Most divorces will require the sale of the property because both parties want to keep it. Usually, the couple decides to list the property and split the proceeds. Sometimes, however, the sale process drags on and on, especially if the property does not receive very many offers from being listed with an agent. Selling directly to North Carolina Cash Home Buyers might save you some time, and headaches. 

Why Sell Direct?

Professional home buyers in North Carolina typically close faster than traditional home buyers. Traditional home purchases usually require qualifications from banks, mortgage underwriting time, property inspection time and the buyer may not end up qualifying in the end. When you sell property through traditional real estate agents, the usual commission is 3% per side, so if you sell your home for $300,000, you would have to pay $18,000 in commissions alone! 

Purchasing Homes As-Is

Professional home buyers in North Carolina will usually purchase homes as-is. As a seller, this means you do not have to worry about repairs before closing or any other additional expenses you were not planning on. There are some companies that do not require inspections which makes it a truly as-is transaction.

Lower Risk Transactions

Selling to a professional home buyer is extremely straightforward. They will lay out every step of the process and usually have shortened, very clear contracts that are simple as-is purchase agreements. You will also have lessened exposure to legal risks. You won’t have to worry about the buyer finding something you didn’t know you didn’t disclose or something they don’t like about the home or the neighborhood. Under most traditional real estate contracts, there is a potential for the buyer to sue you if they feel they didn’t get all of the information, or if they feel the facts were misconstrued. Professional home buyers already know the state of the property, and they are willing to take on that risk.

No Showings

When you decide to use a professional home buyer in North Carolina, you will not have to worry about going through a roller coaster of emotions. There are no frustrating, middle-of-dinner phone calls asking if you are available to show your home. You don’t have to worry about leaving your home spotless every day before heading to work, just in case there is a showing while you’re gone. You don’t have to worry about possibly running into a buyer’s agent or their clients or dealing with them asking you questions that you really shouldn’t answer anyway. You also don’t have to worry about buyers arguing with you over which furniture you are taking and what you are leaving.

Move Out Time

Professional home buyers are in it for the investment. They are not expecting to move into the home on the day of closing. Most home buyers will allow a move-out timeframe after closing to allow you to relocate at your own pace. This is extremely helpful, especially with such quick closing timeframes. Also, you may not even have to clean the home when you leave. You can simply pack your personal items and furniture you want to keep and leave the rest.

Sell My House in North Carolina

If you’re looking to sell your house in North Carolina fast, then you may need us. We at North Carolina Cash Home Buyers are local home buyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer. We even pay cash for houses in North Carolina and close in a matter of days.

5 Ways To Avoid Foreclosure In North Carolina

If foreclosure is looming over you like a black cloud on a sunny day, don’t ignore the rain. Open the letters your lender is sending you and see where you are at in the process.

Make sure you find your mortgage documents and read them thoroughly to know what to expect when you don’t make your payments. If they have just begun to issue notices of non-payment, they haven’t issued the foreclosure yet. But if you ignore the pending legal action letters, that is no excuse in court. You may still have time to handle this situation and avoid a foreclosure on your credit report.

If you want to know more about foreclosure, contact your local North Carolina home buyers that offer cash for houses in North Carolina like us. At Cash Home Buyers, we buy houses in North Carolina and we’ve helped homeowners with the same situation as yours.

Work With The Government

Contact your state to learn more about the foreclosure time frame you are dealing with. When you learn the time frame and the different steps of foreclosure and compare that with what letters or other communication from your lender, this will determine how quickly you need to move to secure your exit strategy. The Federal Government’s Housing of Urban Development department has a handful of programs that may offer you a way out of your situation. A lot of these programs are determined by the home’s value versus how much is left on the loan. HUD also has counseling options available to help you understand your financial situation and what options may or may not work for you.

Spend Wisely

Another way to avoid foreclosure is to take a long, hard look at your personal finances. Design a budget that will fit your basic needs like food, gas, and mortgage payment. Skip the payments on optional or unnecessary items, like credit cards or expanded cable packages. Maybe opt for a cheaper phone plan and skip eating out. You might have to consider ways to make extra money, such as obtaining an extra job, or find odd jobs to do on social market boards or other local listing sites. You may also want to take a look at your home furnishings and sell the higher quality items to make a little extra cash. These options are great if you have a temporary hardship and are expecting to be able to make your mortgage payments more successfully in the next few months.  

Rent It Out

A creative way to avoid foreclosure is to rent out your house to someone else. Their rent payment now becomes your mortgage and insurance payment. That means you would have to find somewhere else to live that is more affordable and move out. You could also rearrange your house to allow for a roommate to share your house and, depending on the amount of your mortgage payment, they might be able to pay a large portion of it to make it more affordable for you and fit better in your budget. On the other hand, renting out your home may lead to additional headaches from your renters and potential damage to your home.

Sell It

The most simple way to avoid foreclosure is to nip it in the bud with a short sale. There are lots of investors waiting for short sales to come on the market. This is where the bank will negotiate a sale price with a buyer and sells your house short of what is owed on it. Trust us, the bank does not want to own your house. They will usually take an offer that is close to the loan principal, even if the home is worth more than what is left. This makes for a great investment opportunity for buyers with cash on hand.

Sell My House in North Carolina

If you’re looking to sell your house in North Carolina fast, then you may need us. We at  Cash Home Buyers are local home buyers in North Carolina, and we’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.

How to Sell My Land Yourself In North Carolina – North Carolina Cash Home Buyers

If you own land in North Carolina, and you’re wondering “how to sell my land myself in North Carolina“, you have a couple of choices. In this blog post, you’ll read about your choices and how to know which choice is best for you.

If you need help selling your land, you may reach out to your local North Carolina home buyers like us that also buy land. At North Carolina Cash Home Buyers, we buy houses in North Carolina and we can help you with your problem just like we’ve helped a lot of homeowners.

Here’s The Most Common Way To Sell…

The most common choice that land sellers have is to sell through a real estate agent. Agents will list your property and find buyers for it, and then negotiate on your behalf and help you with the paperwork.

Problem is, many property owners discover that there aren’t a lot of land buyers, and few real estate agents are true “experts” in buying and selling land. As well, if an agent is able to find a buyer, you will have to pay commissions to the agent, which can get quite expensive.

Another choice is for sellers to sell land themselves. You do the same work as the agent and are able to save the commission that you’d have to pay the agent, ultimately pocketing a little more cash than if you sold the traditional way.

But many of the same problems exist here, too: Land sellers who choose to sell their land themselves soon find that there really aren’t a lot of vacant land buyers out there. The average person just doesn’t buy vacant land.

Fortunately, there is a solution and it’s one that we at North Carolina Cash Home Buyers can help with, so click here now to get in touch with us if you’d like to learn “how to sell my land myself in North Carolina.”

Here’s Another Option You Might Not Know About…

Here’s the third option – and the option that most people aren’t even aware of. Instead of listing your property (either through an agent or on your own) you can simply sell your property directly to a land-buying company (like what we do here at North Carolina Cash Home Buyers). Selling this way allows you to quickly dispose of your land, put money in your pocket, and still avoid paying commissions that you’d normally have to pay to an agent.

Sellers view this third option as a superior strategy because of the following reasons:

  • It’s faster – a land buying company that buys land directly from a seller can know right away if the land is right for them, and a good land company can usually get the funding right away. There’s no listing and there’s no showing the land to many prospective buyers.
  • It costs less – an agent will charge commissions but most land buying companies won’t charge anything. A land-buying company like us will even offer cash for your land as much as we offer cash for houses in North Carolina.
  • It’s far less work – listing your property can be a lot of work, even if an agent does it. But selling your vacant land directly to a land-buying company can give you a rapid close so you can walk away from the land when you want to.

Sell My House in North Carolina

Looking how to sell my land myself in North Carolina? Look no further than a land buying company. Although few sellers are even aware that this option exists, they’re pleasantly surprised at how quick and easy it is to sell their land when they learn about it.

If you are looking for a convenient, fast, and fair way to sell your house in North Carolina fast, working with the team at North Carolina Cash Home Buyers may be the solution you have been waiting for. We’re helping local homeowners have a quick and hassle-free sale. If your North Carolina house qualifies, we can make you a quick and fair cash offer.